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Way to Go Mari!

5/31/2018

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Great week for Mari - two homes sold! Congrats to Paul on his new home and Open Gate Properties for the sale of another property. ​
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Sold in Westfield!

5/29/2018

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Congrats Jeff and Sherry on selling your home in Westfield! Thanks for letting us walk you through the process!
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How to Improve Your Credit

5/27/2018

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Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:

Check for errors in your credit report. Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you find any errors, correct them immediately.

Pay down credit card bills.
If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.
Don’t charge your credit cards to the max.Pay down as much as you can every month.

Wait 12 months after credit difficulties to apply for a mortgage.
You’re penalized less severely for problems after a year.

Don’t order items for your new home on credit.
Wait until after your home loan is approved to charge appliances and furniture, as that will add to your debt.

Don’t open new credit card accounts.
If you’re applying for a mortgage, having too much available credit can lower your score.

Shop for mortgage rates all at once.
Having too many credit applications can lower your score. However, multiple inquiries about your credit score from the same type of lender are counted as one if submitted over a short period of time.

Avoid finance companies.
Even if you pay off their loan on time, the interest is high and it may be considered a sign of poor credit management.
​
Reprinted from REALTOR Magazine


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Sold in Carmel!

5/24/2018

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Congrats to Jeremy and Kristy on the purchase of a new home in Carmel - we loved working with you!
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Central Indiana home sales rise 4.3 percent in April

5/22/2018

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F.C. Tucker reports growth in housing sales as prices maintain upward momentum
 
INDIANAPOLIS – Monthly real estate stats from F.C. Tucker Company indicate that the housing market is on the rise once again. April 2018 pended sales increased 4.3 percent compared to April 2017 while the average year-to-date sales price for the 15-county Central Indiana region increased 8.1 percent to $203,839.
 
Pended sales increased slightly as the number of houses for sale continues to decline.  Pended sales went from 3,729 Central Indiana homes purchased in April 2017 to 3,890 in April 2018. Specifically:
  • Putnam County showed the most growth in homes sold for the third time this year with a 56.4 percent increase in April 2018 compared to April 2017.
  • Madison County pended sales, in contrast, decreased by 12.3 percent compared to April 2017.
 
In keeping with the previous month’s trends, homes sold more quickly and for more money in April, signaling that it’s still a seller’s market.
  • Of the 15 counties F.C. Tucker tracks, only Decatur and Jennings Counties showed a decrease in average year-to-date home prices at 8.4 and 1.0 percent, respectively.  
  • Hamilton County continues to have the highest average home prices at $316,968. Shelby County experienced the highest price increase compared to year-to-date 2017 at 17.6 percent.
  • Homes sold 60 days on average, 14 days and 18.9 percent faster than January to April last year. Marion County’s homes were the fastest-selling in the market at 52 days with Johnson County close behind at 54 days.
 
Listings dropped 21.5 percent this month. In April 2018, inventory stood at 4,654 homes, a decrease of 1,277 compared to April 2017.
  • Brown County’s inventory dropped the most at 39.7 percent, representing 58 fewer listings compared to April 2017.
  • While no county experienced an increase in inventory, Hamilton County lost the fewest listings with a 7.7 percent decrease.
 
“Homes continue to leave the market faster, meaning buyers who find their dream homes need to act fast,” said Jim Litten, CEO of F.C. Tucker Company. “Sale prices are rising as a result of increased competition, but buyers can still find homes in their price range throughout the region.”

Of the pended home sales in the region last month, none were priced $2,000,000 or higher; 17 were priced $1,000,000 to $1,999,999; 192 were priced $500,000 to $999,999; 627 were priced $300,000 to $499,999; 895 were priced $200,000 to $299,999; 1,589 were priced $100,000 to $199,999; and 570 were priced at $99,999 or less.
 
Editor’s Notes:
  • All statistics were compiled by F.C. Tucker Company from a report drawn from BLC® statistics on May 15, 2018. Because of delayed processing through other agencies or boards, these numbers are subject to change.
  • “Active Listings – Inventory” is a snapshot frozen in time at the end of the stated month. Per MIBOR, effective April 1, 2018, “Active with Contingency” no longer is a status in the BLC® listing service in order to present a true picture in advertising and marketing. Those listings that were in the "Active with Contingency" status have been moved from the "Active" status to the "Pending" status.
  • “Pending” means the sales contract has been signed, but the transaction has not closed. According to the NAR, pending sales typically are finalized within a month or two of signing.
  • For this report, F.C. Tucker tracks the following counties: Bartholomew, Boone, Brown, Decatur, Hamilton, Hancock, Hendricks, Jennings, Johnson, Madison, Marion, Montgomery, Morgan, Putnam and Shelby.
With approximately $3.7 billion in annual sales, F.C. Tucker Company is Indiana’s largest independently owned comprehensive real estate firm with more than 40 offices and more than 1,500 sales associates throughout Indiana and select markets in Kentucky. Less than one percent of all real estate firms have the longevity of F.C. Tucker. Founded in 1918, the company’s family of businesses includes a full range of real estate services—mortgages, title insurance, relocation services, a full line of insurance products, auctioning and homeowner warranty products. F.C. Tucker has earned a reputation for its exceptional service, experienced sales associates and “Golden Rule” commitment to its clients and employees.
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Another Home Sold, Another Happy Client!

5/21/2018

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Congrats Sandy on the purchase of your Noblesville home! Thanks for letting us walk you through the home-buying process!
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Just Sold in Carmel!

5/21/2018

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Congrats Joel and Mary on the purchase of your home in Carmel! It was a pleasure helping walk you through the process!
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Immaculate Gorgeous French Colonial in Pike Township

5/18/2018

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​Nothing missed in this immaculate, gorgeous French Colonial home! Large eat-in kitchen features Italian gas range/electric oven with real convection, bubble glass cabinet doors, marble counter tops, 2-drawer Fisher Paykel dishwasher and custom island! Formal dining room with bay window. Family room boasts separate wet bar with exotic granite, fireplace with full brick hearth, custom built-ins and paneled walls. French doors lead to new stamped patio and .74 acres with fully fenced yard, raised-bed gardens and specimen landscaping. Master Suite features gas fireplace with marble surround, double vanities, tiled shower and deep soaking tub. Bedroom 3 with balcony overlooking back yard. R/O drinking water, new engineered natural oak hardwoods throughout, glass knobs on every cabinet and door...see upgrade sheet for all upgrades/additions. Too many to list!
 
Interior
  • House completely repainted (2017)
  • Glass door knobs all interior doors
  • All flooring replaced with engineered natural oak or ceramic tile or marble
  • New Levelor honeycomb shades throughout (except library)
  • French doors to upstairs balcony
  • New beveled/leaded glass front doors (2017)
  • All new decorative molding
  • New cabinets/counters/large farmhouse sink in laundry room (2010) – washer and dryer stay
  • Newly renovated basement with moisture-resistant vinyl plank floors
  • Dining Room – crown, fluted doorways, 5 ¼” base moldings
  • Sunk-in Living Room with crown molding, fluted opening
  • 9’ ceilings in living room and library
  • Curved stairwell
  • Half bath – tiled floor, pedestal sink, wainscoting, marble
 
Mechanicals
  • Natural gas/forced air heating system (2006/2007)
  • Electric hot water heater with recirculating pump for faster recovery (2010/2011)
  • Public water and sewer
  • Ducts cleaned
  • Central vacuum
  • Heating system/central air conditioning serviced twice yearly
  • Water softener with charcoal filter (2010)
  • Reverse osmosis water system
  • Radon system
  • Sump pump
 
Exterior
  • .78 acre lot
  • Circular driveway
  • Roof (2006)
  • Chimney rebuilt (2017)
  • Full privacy fence
  • All new specimen landscaping
  • New stamped and stained concrete patio
  • New extensive outdoor low voltage lighting
  • New outside exterior lighting
  • ADT security system
  • Closed circuit exterior cameras and DVR
  • Outdoor raised garden beds in gravel patio area
 
Family Room
  • Vented gas, full wall brick fireplace with gas logs and remote (2017)
  • Granite bar top with reverse osmosis system in wet bar (2018) – wine fridge stays
  • Built-in bookshelves
 
Master Bedroom
  • Vented gas wood and marble fireplace
  • New walk-in closet system
 
Kitchen (Updated 2014)
  • 5-burner Ilve $13,000 Italian range – gas range, electric oven with real convection, griddle, rotisserie and other accessories
  • Lighted hood with heat lamps
  • Pot filler with reverse osmosis
  • 2-drawer Fisher Paykel dishwasher
  • 33-cubic foot Samsung French door refrigerator/bottom freezer
  • Soapstone and honed marble counters
  • Glass cabinet hardware
  • Pantry and island baskets stay
 
3-Car Garage
  • Insulated doors
  • Service door
  • Pull-down attic storage with stairs (2017) leading to large attic
  • IKEA cabinets with counter
  • Extra refrigerator
 
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Thanks for the Kind Words!

5/18/2018

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We have the best clients! Thanks Brian and Julie for the kind words! It was a pleasure working with you!!

When Julie and I decided that we were ready to look for a house we knew that. We wanted to look for a house but we knew little to nothing about what we would truly need to do. We received Keri Schuster and Mari Walker's information from mutual friends who had just bought a house through them.

After having what I could only call "realtor boot camp" at a Starbucks, Julie and I knew that not only would be buying a house but we found the two best people to represent our needs and desires for a house.

Keri and Mari were as much our realtors as our friends. They were honest and open about things they saw in the houses we looked at. They pointed out things we might not have noticed with "first-time home buyer blinders" on. They made sure we knew as much as we could from each house. When we made an offer on a house and it was passed both of them kept our spirits up and motivated us to go back out and look more.

​I don't think we could have asked for any better people. I've made it clear to both of them that they will be getting our business as long as they are in the realty business. We are incredibly blessed they helped us find our home and we are thankful for their hard work.

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Another Great Week for Team Schuster! 3 More Closings!

5/14/2018

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Congrats to Brian and Julie on the purchase of your Mooresville house
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Congrats to Brian and Mary and Keith and Emily on the sale of their Zionsville homes
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  • Home
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