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Sold in Carmel!

6/29/2018

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Congrats to Sheri and Kevin on the purchase of their Carmel home!
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Questions to Ask When Choosing a REALTORĀ®

6/29/2018

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How long have you been in residential real estate? Is it your full-time job?
Like most professions, experience is no guarantee of skill. But much of real estate is learned on the job.

Do you have any designations or certifications?
Real estate professionals have to take additional specialized training in order to obtain these distinctions. Designations and certifications help define the special skills that an agent can apply to your particular real estate needs. One designation buyers should look for is the ABR®, or Accredited Buyer’s Representative.

What’s your business philosophy?
While there’s no right answer to this question, the response will help you assess what’s important to the agent and determine how closely the agent’s goals and business emphasis mesh with your own.

How many buyers did you and your real estate brokerage represent last year?
This will tell you how much experience they have and how up-to-date they are on the local market.

What’s the average variation between your initial offers and final sales price?
This is one indication of a REALTOR®’s pricing and negotiating skills.

Will you represent me exclusively, or might you choose to represent the seller as well?
While it’s usually legal to represent both parties in a transaction, your REALTOR® should be able to explain his or her philosophy on client obligations and agency relationships. 

Can you recommend service providers who can help me obtain a mortgage, make home repairs, and so on?
Practitioners should be able to recommend more than one provider and let you know if they have any special relationship with any of the providers.

How will you keep me informed about the progress of my transaction?
The best answer here is a question. A real estate agent who pays close attention to the way you prefer to communicate and responds accordingly will make for the smoothest transaction.
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Could you please give me the contact information of your three most recent clients?
Ask their former customers if they would use the agent again in the future.

Reprinted from REALTOR Magazine

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Popular Plum Creek Neighborhood in Carmel

6/28/2018

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5302 Breakers Way, Carmel, IN 46033
Great opportunity to own a 4 bedroom with finished basement in popular Plum Creek neighborhood. Laminate wood flooring in entry, family room, kitchen and nook. Office/playroom off family room. Kitchen boasts granite counters, glass tile backsplash, stainless appliances. Master suite offers custom tiled shower with body jets, garden tub, double vanity and large walk-in closet with laminate wood floors. Full finished basement great for rec space/theater and wired for surround sound. Full fence, beautiful backyard with mature trees and deck. Newer HVAC (2015) and water heater (2014). Home warranty.
Interior
  • 3 new toilets (2017)
  • Added lights over fireplace
  • Added laminate wood flooring in master closet
  • Master bathroom – shower with custom tile and body jets, replaced glass door to shower (2016), custom tile surround garden tub
  • Carpets professionally cleaned (June 2018)
  • Basement freezer is negotiable
Kitchen
  • Stainless dishwasher
  • Oven/range
  • Microwave
  • Glass tile backsplash
  • Granite counter tops
  • Pendant lights added over the breakfast bar
  • Updated light fixture in kitchen and breakfast nook
Family Room
  • Laminate wood floors
  • Recessed lights added
  • Wood burning fireplace
Exterior/Garage/Mechanicals
  • Fully fenced yard, raised vegetable garden, deck
  • Painted exterior trim (2016)
  • New garage door springs (Nov 2017)
  • Finished attic space in garage for additional storage
  • Radon system
  • Scale blaster water conditioner
  • Water heater (2014)
  • HVAC (2015)
HSA home warranty provided to buyer at closing
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Just Reduced!

6/25/2018

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Just reduced! Now $218,999 - country feel with no HOA on .75 acres in Bargersville. ​
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Another Sale in Carmel!

6/25/2018

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Thanks to George and Joycelynn for letting us help them get their Carmel house sold. It was a pleasure working with you to get it done!
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Just Sold in Carmel!

6/23/2018

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Congrats to Nicole and Mark on the sale of their Carmel home!
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Central Indiana home sales rise 7.6 percent in May

6/20/2018

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F.C. Tucker reports growth in housing sales as prices maintain upward momentum

INDIANAPOLIS – Monthly real estate stats from F.C. Tucker Company indicate that the housing market is on the rise once again. May 2018 pended sales increased 7.6 percent compared to May 2017 while the average year-to-date sales price for the 15-county Central Indiana region increased 8.8 percent to $209,049.
 
As the number of houses for sale continue to decline, homebuyers purchase available homes rapidly; 4,072 Central Indiana homes were purchased in May 2018, an increase from 3,785 sold in May 2017. Specifically:
  • Montgomery County showed the most growth in homes sold with a 50 percent increase in May 2018 compared to May 2017.
  • Shelby County pended sales, in contrast, decreased by 11.1 percent compared to May 2017.
 
Homes continued to sell faster and for more money in May, signaling that it’s still a strong seller’s market.
  • Of the 15 counties F.C. Tucker tracks, only Brown and Decatur Counties showed a decrease in average year-to-date home prices at 1.2 and 4.6 percent, respectively. 
  • Hamilton County continues to have the highest average home prices at $319,108. Madison County experienced the highest price increase compared to year-to-date 2017 at 13.8 percent.
  • Homes sold in 53 days on average, 16 days and 23.2 percent faster than January to May last year. Marion County’s homes were the fastest-selling in the market at 46 days.
 
Listings continue to drop, reaching a 14.5 percent decrease this month. In May 2018, inventory stood at 5,238 homes, a decrease of 888 compared to May 2017.
  • Brown County’s and Bartholomew County’s inventories dropped the most at 30.8 and 30.9 percent, respectively, compared to May 2017.
  • Montgomery County was the only county to experience an increase in inventory, with 11.2 percent more listings than May 2017.
 
"Fewer active listings does translate to higher prices, however Central Indiana still offers homes at every price point. That's always been one of our market's strengths," said Jim Litten, CEO of F.C. Tucker Company. "As we head into late summer and fall, we'd love to see more homes for sales to balance out the market."
 
Of the pended home sales in the region last month, one was priced $2,000,000 or higher; 16 were priced $1,000,000 to $1,999,999; 198 were priced $500,000 to $999,999; 683 were priced $300,000 to $499,999; 877 were priced $200,000 to $299,999; 1,722 were priced $100,000 to $199,999; and 575 were priced at $99,999 or less.
 
Editor’s Notes:
  • All statistics were compiled by F.C. Tucker Company from a report drawn from BLC® statistics on June 15, 2018. Because of delayed processing through other agencies or boards, these numbers are subject to change.
  • “Active Listings – Inventory” is a snapshot frozen in time at the end of the stated month. Per MIBOR, effective April 1, 2018, “Active with Contingency” no longer is a status in the BLC® listing service in order to present a true picture in advertising and marketing. Those listings that were in the "Active with Contingency" status have been moved from the "Active" status to the "Pending" status.
  • “Pending” means the sales contract has been signed, but the transaction has not closed. According to the NAR, pending sales typically are finalized within a month or two of signing.
  • For this report, F.C. Tucker tracks the following counties: Bartholomew, Boone, Brown, Decatur, Hamilton, Hancock, Hendricks, Jennings, Johnson, Madison, Marion, Montgomery, Morgan, Putnam and Shelby.

With approximately $3.7 billion in annual sales, F.C. Tucker Company is Indiana’s largest independently owned comprehensive real estate firm with more than 40 offices and more than 1,500 sales associates throughout Indiana and select markets in Kentucky. Less than one percent of all real estate firms have the longevity of F.C. Tucker. Founded in 1918, the company’s family of businesses includes a full range of real estate services—mortgages, title insurance, relocation services, a full line of insurance products, auctioning and homeowner warranty products. F.C. Tucker has earned a reputation for its exceptional service, experienced sales associates and “Golden Rule” commitment to its clients and employees.

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Keri's Roll Continues!

6/18/2018

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Two more homes sold for Keri! Congrats Ashli and Steve! It was a pleasure representing you as buyers and as sellers
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Questions to Ask When Choosing a Lender

6/17/2018

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Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about.

General questions:
  • What are the most popular mortgages you offer? Why are they so popular?
  • Are your rates, terms, fees, and closing costs negotiable?
  • Do you offer discounts for inspections, home ownership classes, or automatic payment set-up?
  • Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required?
  • What escrow requirements do you have?
  • What kind of bill-pay options do you offer?

Loan-specific questions:
  • What would be included in my mortgage payment (homeowners insurance, property taxes, etc.)?
  • Which type of mortgage plan would you recommend for my situation?
  • Who will service this loan—your bank or another company?
  • How long will the rate on this loan be in a lock-in period? Will I be able to obtain a lower rate if the market rate drops during this period?
  • How long will the loan approval process take?
  • How long will it take to close the loan?
  • Are there any charges or penalties for prepaying this loan?
  • How much will I be paying total over the life of this loan?
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Woohoo Keri!!

6/17/2018

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Keri is on a roll! 2 more closings! 
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Congrats to Gretchen on the purchase of her Greenwood home and Doug and Karen on the buying a home in Fishers. 
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  • Home
  • BUY
    • BUYING A HOME
    • Featured Listings
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    • Sell your home
    • What is your home worth
  • Meet The Team
  • Contact Us
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    • Indiana Fun
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  • Review Team Schuster
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